LIST | Top 10 Nigerian Banks with the Highest Mobile App Downloads as of May 2025

In Nigeria’s fast-evolving digital financial landscape, mobile banking apps have become essential tools for enhancing customer experience, expanding access, and deepening financial inclusion.

These applications empower users to conduct a wide range of banking transactions — from transferring funds and paying bills to accessing loans and submitting service requests — all without visiting a physical bank branch.

While both the Apple App Store and Google Play Store host these banking apps, only the Play Store publicly displays download metrics, offering a useful gauge of mobile banking adoption.

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📌 TL;DR

• Access Bank, UBA, and First Bank top the chart with 10M+ app downloads each.
• Zenith Bank and GTCO trail closely at 5M+.
• All others, including Sterling and FCMB, have crossed the 1M mark.
• The growth underscores Nigeria’s rising mobile-first financial ecosystem.

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Below is a ranking of the top 10 most downloaded Nigerian banking apps on the Google Play Store, based on May 2025 statistics:

🔟 Sterling Bank – 1M+ Downloads

App: OneBank

• Rating: 3.8
• Last Updated: May 15, 2025
• Latest Version: 3.0.0
• OS Requirement: Android 9+
• Size: 68.07 MB

Features: Money transfers, bill payments, investment options, loan applications.

9️⃣ Fidelity Bank – 1M+ Downloads

App: Fidelity Online Banking

• Rating: 3.8
• Reviews: 46,000+
• Last Updated: April 29, 2025
• Latest Version: 5.6.50
• OS Requirement: Android 5.0+

Key Features: Real-time balances, transaction history, cheque deposits, card management.

8️⃣ Keystone Bank – 1M+ Downloads

App: KeyMobile

• Rating: 3.9
• Last Updated: May 9, 2025
• Latest Version: 5.1.21

Includes: Fund transfers, bill payments, loan and investment management.

7️⃣ FCMB – 1M+ Downloads

App: FCMB Mobile

• Rating: 4.1
• Last Updated: May 17, 2025
• Latest Version: Not listed
• OS Requirement: Android 7.0+
• Size: 47.32 MB

Highlights: Instant account opening, digital onboarding, full-service banking.

6️⃣ Wema Bank – 1M+ Downloads

App: ALAT

• Rating: 4.2
• Reviews: 43,000+
• Last Updated: April 17, 2025
• OS Requirement: Android 8.0+
• Size: 106 MB

Offerings: Digital account creation, loans, airtime, transfers, and bill payments.

5️⃣ Zenith Bank – 5M+ Downloads

App: Zenith Bank Mobile

• Rating: 3.9
• Reviews: 46,000+
• Last Updated: August 15, 2024
• Latest Version: 2.16.24

Functionality: Balance checks, fund transfers, bills, and other essential banking tools.

4️⃣ GTCO – 5M+ Downloads

App: GTWorld

• Rating: 4.0
• Reviews: 130,000+
• Last Updated: June 3, 2025
• Latest Version: 6.2.3
• OS Requirement: Android 7.0+

Functions: Fund transfers, airtime purchases, bills, biometric login.

3️⃣ UBA – 10M+ Downloads

App: UBA Mobile Banking

• Rating: 3.9
• Reviews: 250,000+
• Last Updated: April 6, 2025
• Latest Version: 8.2.29

Tools: Multi-account management, biometric login, secure transactions.

2️⃣ First Bank – 10M+ Downloads

App: FirstMobile

• Rating: 4.2
• Last Updated: December 12, 2024
• Latest Version: 2.10.5
• OS Requirement: Android 7.0+

Capabilities: Full suite of financial services, from transfers to airtime purchases.

1️⃣ Access Bank – 10M+ Downloads

App: Access More

• Rating: 4.5
• Reviews: 590,000+
• Last Updated: December 2, 2024
• Latest Version: 3.0.1
• Size: 68 MB

Services: 24/7 access to account balances, airtime purchases, bill payments, money transfers.

Why This Matters

The surge in mobile banking app downloads reflects the broader trend of digital transformation across Nigeria’s financial services industry. With over 60 million smartphone users in Nigeria, mobile apps have become critical infrastructure for banks aiming to stay competitive, especially in a fintech-dominated landscape.

As Nigeria moves forward with initiatives like the cNGN stablecoin and real-time payment systems, mobile banking apps will remain at the forefront of financial inclusion and innovation.

Stay tuned to BitcoinKE for deeper insights into Nigeria’s digital banking and crypto adoption journey.

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