Crypto Loan

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.
Zero Fee
Multi-Collateral
Collateralize to Get Simple Earn Return
Auto-Replenish Collateral
VIP Loan
Loan Information
Old Version
Coin
Borrowable Amount
Flexible Rate
Hourly/Annual Interest Rate
7D Fixed Rate
Hourly/Annual Interest Rate
30D Fixed Rate
Hourly/Annual Interest Rate
Action
usdt
USDT
305,267,594
0.000466%/
0.000513%
/4.50%
0.000623%
/5.46%
btc
BTC
3,530
300.83M USDT
0.000430%/
0.000473%
/4.15%
0.000520%
/4.56%
eth
ETH
18,934
30.21M USDT
0.000330%/
0.000364%
/3.19%
0.000400%
/3.51%
xrp
XRP
18,795,604
39.16M USDT
0.000445%/
0.000900%
/7.89%
0.001038%
/9.10%
doge
DOGE
189,045,760
29.84M USDT
0.000416%/
0.000455%
/3.99%
0.000613%
/5.37%
ondo
ONDO
23,829,394
20.06M USDT
0.000870%/
0.001128%
/9.89%
0.001052%
/9.22%
shib
SHIB
1,006,529M
12.23M USDT
0.000227%/
0.000245%
/2.15%
0.000611%
/5.36%
usdc
USDC
11,649,706
0.000466%/
0.000705%
/6.18%
0.001102%
/9.66%
bnb
BNB
18,710
11.04M USDT
0.003293%/
0.006181%
/54.15%
0.004816%
/42.19%
ltc
LTC
140,349
10.66M USDT
0.000361%/
0.000483%
/4.24%
0.000613%
/5.37%
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FAQ

What is Flexible Crypto Loan?

Flexible Crypto Loan is Gate.io's new loan product with no fixed loan term. You can use one crypto as collateral to borrow another. With no fixed loan term, you can borrow and repay anytime and the borrowed crypto will be sent to your account in real time. The borrowing interest rate is dynamic based on market conditions. As long as your LTV is below the liquidation LTV, you can keep holding the borrowed crypto.

What is LTV?
How to calculate the interest and how is it deducted?