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How bold to write this article!!!
Can the price of XRP reach three digits? What does the math say?
There is a lot of discussion online about the possibility of XRP prices reaching $100, $500, or even $1000. At first, this may sound exaggerated, but some real-world use cases and data suggest that it is not as crazy as it seems.
On X, an account named "Stellar Rippler" pointed out that XRP aims to facilitate fast and low-cost cross-border payments. Currently, this work is done by the SWIFT system, which has a daily average of about $5 trillion. If it could take over 10% of this transaction volume, it would mean $500 billion daily. With such transaction flow, the price of XRP could range from $27 to $50.
Another scenario involves Nostro and Vostro accounts. Banks have locked approximately $27 trillion in these accounts to facilitate international payments. If XRP only changes 5% of that system, it could potentially release massive capital, which might push the price up to the $80-100 range.
In addition, there is a possibility that Ripple could become a licensed bank. In this case, it could directly offer loans, custody, and payment services using XRP. Such an exchange price could easily exceed $100.
Ripple is currently collaborating with over 40 central banks. If XRP becomes the primary bridge currency for central banks, it could also be used by large financial institutions such as the International Monetary Fund or the World Bank. If this happens, the price could reach the range of $250 to $500.
In a positive scenario, XRP could surpass 1000 dollars.
The global derivatives market exceeds $1 trillion. If only 0.1% of the transactions are settled through the XRP network, the price could surpass $1,000. This is no longer just a dream, but a possible future scenario based on utility.
So, why hasn't XRP reached those levels yet? Legal barriers, regulatory uncertainty, and market distrust have hindered it. However, if these obstacles are removed, the change could come very quickly. Bitcoin reached $100,000 solely on belief, while XRP, in addition to belief, includes real-world applications, partnerships, and technology that has been utilized. Perhaps the question is no longer "Will XRP rise?" but "When will it rise?"