In the evening, the central bank implemented the guiding principle of lowering existing mortgage interest rates + lowering down payments. The down payment is relatively clear, it must not be less than 20% for the first home and 30% for the second home. The stock housing interest rate "must not be lower than the lower limit of the first house commercial personal housing loan interest rate policy in the city where the original loan is issued", which corresponds to LPR+XXbps when housing loans are issued in different cities. Judging from caliber calculations, bank researchers believe that the actual decline is not large, and the reduction in deposit interest rates can be used as a hedge, which is good for banks. Real estate researchers estimate that existing housing interest rates have dropped significantly, which is good for real estate. Consumer researchers are measuring how much more households with mortgage debt can spend each month.
In fact, in the medium to long term, banks must give away profits, but banks cannot become new risk points because of giving away profits. If banks are not stable, it will not be beneficial to everyone. As for real estate, it still depends on the effect of combined punches, especially before the final plan of Beishang, the policy strength is not clear enough. As for the direction of consumption, in the past few days, the directional adjustments have been made for the old and the young, and the personal income tax deduction and deduction is really good governance.
In the direction of lithography machines, an ASML spokesperson said: "The four-month period starting in September is to allow ASML to fulfill its contractual obligations with Chinese customers. However, it is not expected to obtain new export licenses, and exports to China will begin in January. Three advanced immersion deep ultraviolet lithography machines (DUV). Judging from the disclosed details, the machines that have not been delivered before the order will be delivered within these four months. From our point of view, the key is to get How much is 2000i. At the same time, we need to observe the new restrictive measures in October. As for the part of domestic lithography machines, ASML’s supply does not conflict. From past experience, the better our domestic production is, the higher the probability of ASML supplying high-end lithography machines big.
After the lithography machine is in place, the bidding of the fab will also be accelerated. With the acceleration of bidding and the confirmation of the acceptance of the production line in the first half of the year, the data of equipment can still be seen in the annual report. Previously, many thought that the interim report was not as expected, and it was more of a problem with the bidding and confirmation cycle. After buying a photolithography machine, you can't just leave it idle.
This direction has been researched in vain, so the volume is normal. Generally, investors do not have this patience. It is better to wait for the cycle to be confirmed and participate in the semiconductor cycle. The information disclosed by several overseas companies is also that the cycle is close to bottoming out, and another quarterly report should confirm the timing of the cycle reversal.
The science and technology innovation board has recently seen a significant inflow of funds, and the effect of making money is also possible. For small essays, there are always various ways to lower the threshold. In fact, whether the threshold is lowered or not, the key to the rapid issuance of ETFs. The recently released Sci-Tech Growth and the follow-up Sci-Tech 1000 will both become fast channels for big funds to enter the Sci-Tech Innovation Board. No matter in terms of policy expectations, high-quality development, or from the reduction of holdings and the overall growth rate of the interim report, the Science and Technology Innovation Board has entered a situation of marginal improvement in the medium and long term.
The general reaction is almost over, and the market will enter a rotation stage. This one is strong today, and that one is strong tomorrow. As far as the current trading volume is concerned, if it returns to around 8,000, then the so-called main line can only be composed of limited small tickets. However, the expectations are much better than some time ago. At least we don’t have to worry about losing money at the opening. We are more worried about whether we can make rotational money.
It is a relatively safe strategy to buy low in the main rotation direction.
Today is the first day of September, so try to get off to a good start, and then earn back the money lost in July in September, it will be good.
Typos are not changed.
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